Disposition

The need for your life insurance may change in the future. There are substantial tax benefits that are only available with a life insurance policy. We can help you evaluate which options are best including, tax-free exchanges, and monetizing the tax basis. The life settlement market allows our clients to have their policies appraised and potentially sold at an amount substantially higher than surrendering it to the insurance company. There are significant tax benefits for selling your policy covered under the Tax Cuts and Jobs Act (TCJA) of 2017.